As a financial advisor, my role is to look for opportunities to improve your overall personal finances. Right now I can refer you to an all-in-one account from Manulife Bank that combines your mortgage, personal loans, and lines of credit with your income and short-term savings. This cash flow and debt management solution could save you thousands of dollars in interest and help you be debt-free years sooner. Manulife Bank will deposit $750 cash back into all new accounts that open between April 21st and July 31st, 2014 with a minimum balance of $75,000. This is a limited time offer, so if you are interested, please contact me.