Expenses incurred for necessary medical or reconstructive purposes are eligible. Generally, expenses for treatment that was purely cosmetic in nature is not an eligible medical expense. Read more to see a list of eligible expenses…
There is growing speculation about the impact of the virus on Life Insurance and other related coverages such as Critical Illness and Disability Insurance. For more information on the possible implications of COVID-19, click here
Reading through your long term disability policy can be an overwhelming process, but we want to make it easier for you. It’s extremely important in this process that you take time to carefully read each section, making sure you have an educated understanding of how everything works…Read more
If you are self-employed, it’s important to make sure your income is adequately protected in case of a disability.
Have you thought about how you will take care of your business, family, and yourself, if your health impacts your ability to work? Let’s take a realistic look at your expenses
Now what happens during a disability? …Disaster!
Disability insurance is like having a ‘silent partner’ to take on the risk and provide income replacement, if you get injured, or suffer from a critical illness. Disability insurance does not make people rich; but it keeps them from becoming poor and it’s more affordable than you think.
The best financial plan in the world will only survive as long as your income does. Protect your most valuable asset – your ability to earn income. Contact me for your FREE Disability Needs Analysis.