Starting on May 11th, 2017, a Toronto restaurant has added a three per cent surcharge to each bill in order to cover its new employee benefits program.
“We needed to bring in more money to pay for the benefits,” says Heather Mee, co-owner of Emma’s Country Kitchen. “It’s either raising our prices or [the surcharge, and] for us, this was a more honest and transparent way of doing that. . . . If there’s a clear, separate item, we can track it easily. We’re accountable to the fact that it’s not going into our pockets. It’s going only into the benefits program.” Read more…
It seems like a logical choice. Instead of paying a professional to be your executor, why not choose a beneficiary to do the job instead? It can work, but mixing those roles can create complications for an estate. 
Who could have ever imagined, even a few years ago, that money would become virtual? Not so long ago, we could have thought that credit cards represented the end of currency evolution, but that was before the emergence of bitcoin.
More than half of the Millennials in Ontario do not have a individual insurance policy on their mortgages.
This article is from September 2015 but is a reminder for those travelling to the USA, that there are rules to follow.