Overall, most parents in or near retirement want their children to have it better than they did, but times have changed. We have transitioned from a society of savers to one of debtors.
This means that many members from Generation X (ages 39 to 53), are faced with trying to keep their heads above water….Read more
Hard to Insure? I Can Help!
When it comes to Life Insurance, one size doesn’t fit all. I offer a wide range of Whole Life and Term Life including plans from Canada Protection Plan, to ensure you get the quality coverage you need with rates that are among the lowest in Canada. So whether you are 18 or 80, are hard to insure or in good health, I have a plan that’s right for you. For more information on simplified issue and no-medical life insurance, contact me for a free no-obligation quote.
Whether you’re a young person who recently graduated, just getting your career started or finally moving out on your own, it can be hard to keep track of your personal finances. Some of the biggest mistakes are also the most common and can seriously cost you in the long term. Here are the top ten, along with some tips on how to avoid them.
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The Financial Post‘s Melissa Leong explains why RRSPs are much like your beloved social media and as deserving of your attention.
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You’ve planned for years for a certain level of financial freedom in your retirement years. You may have heard of someone that retired and who didn’t make it to their next birthday. Here are a few steps to take to make sure you can enjoy your hard earned retirement…
You’ve worked hard for many years, likely decades, to get where you are today. It can all be taken away in a matter of moments without proper plans in place. Estate planning starts by considering the events and changes that death or serious illness will bring. Then it tries to improve the situation for you and your heirs.
Read 10 Reasons to have an Estate Plan
Juvenile life insurance is permanent life insurance that insures a minor. It is a financial planning tool and should not be confused with Child Life Insurance which is usually purchased to protect a family against the sudden and unexpected costs of a funeral and burial.
Juvenile life insurance has become popular for college savings, lifetime savings, investment, and as an estate planning tool providing the following benefits:
– Build up of tax deferred cash value inside the insurance policy
– A policy can be paid up in 10, 15, or 20 years providing insurance coverage for life and cash values with continued growth
– The face value is received tax free
Understanding Par Whole Life and Dividend Scale Interest Rate
For more information on Juvenile plans and carriers, Contact me
Ontario is moving forward with its plan to build opportunity and security for today and tomorrow. The 2014 Ontario Budget, takes immediate action to create jobs by investing in a highly skilled workforce, building modern infrastructure and transportation networks, and supporting a dynamic and innovative business climate.
The budget also takes steps to build the retirement security workers deserve, an initiative that supports long-term economic growth…
It is said that human beings are one of the few species on Earth with the ability to learn from other people’s mistakes and yet are also the least likely to. We can learn valuable lessons from what people do and even more valuable lessons from what they do not do. Following are a few examples from a recent article on wealthmanagement.com….